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Flood Damage

Flood damage from rising waters outside of your property is one of the few perils that a home owners policy does not insure. If you live in a flood plain area you will most likely have a separate Flood policy that will deal with this type of damage. If you have a mortgage on your property your lender will see to it that you maintain a Flood policy in addition to your Homeowners policy.

After Hurricane Sandy hit our coast in 2012 Elite Public Adjuster's represented over 400 clients that had experienced Flood damage as a result of the rising waters. In several cases the entire properties had to be leveled and rebuilt to new FEMA standards. In many others the interiors of the properties needed to be completely gutted out, treated and dried. If this work had not been completed properly and in a timely fashion it would have lead to Mold issues which are not covered by most policies. Elite Public Adjuster's will help you expedite these emergency services and see to it that you protect your rights in the insuring agreement.

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